Compliance Associate at Coinbase — Remote Worldwide

AML/CFT Compliance:

Support the execution of AML/CFT program requirements, including transaction monitoring, sanctions screening, and suspicious activity reporting processes.

Assist in the preparation and timely submission of regulatory AML reports (e.g., AML Risk Assessment, FIU/LE responses, AML Questionnaires).

Contribute to the maintenance and enhancement of AML/CFT policies, procedures, and controls in line with AMLD and local regulatory requirements.

Support SAR/STR preparation and filing processes, ensuring quality and completeness of documentation.

Assist with KYC/CDD/EDD quality assurance reviews and escalations as needed.

Compliance Monitoring and Testing:

Execute compliance monitoring and testing activities in accordance with the Compliance Monitoring Plan (CMP) and risk-based methodology.

Perform periodic control testing to assess the effectiveness of compliance controls across business processes and regulatory obligations.

Document testing results, identify control gaps or deficiencies, and track remediation actions to closure.

Collaborate with the Central Compliance Testing & Assurance team to ensure appropriate second line coverage and alignment on testing standards.

Prepare monitoring and testing reports, including findings, root cause analysis, and recommendations for management and governance bodies.

Support the development and refinement of testing scripts, methodologies, and tools to enhance the efficiency and coverage of monitoring activities.

Assist in the execution of targeted reviews or deep dives in response to emerging risks, regulatory changes, or incidents.

Regulatory Compliance and Monitoring:

Support regulatory horizon scanning activities and assist in assessing the impact of new or emerging regulations.

Execute monitoring tasks related to Consumer Protection, including conflict of interest, transparency, and disclosure requirements.

Policy & Framework Support:

Assist in updating, and maintaining local compliance policies and frameworks in alignment with EU/Luxembourg regulations and group standards.

Support the maintenance of the Compliance Risk Assessment (CRA) and related compliance frameworks.

Regulatory Reporting:

Prepare and coordinate materials for regulatory reports, dashboards, and internal governance presentations.

Assist in the regulatory reporting process.

Governance Support:

Maintain compliance registers (e.g., controls, conflicts of interest, breaches, complaints) and assist with governance documentation.

Assist in preparing materials for internal governance bodies.

What we look for in you (ie. job requirements):

At least 3+ years of experience in Compliance, preferably in Luxembourg or an EU-regulated environment.

Solid working knowledge of EU financial regulations, including MiCA, PSD2, MiFID II, PSD, AMLD, DORA, GDPR.

Experience interacting with regulators and auditors.

Experience in policy drafting, monitoring/testing.

Ability to manage complexity and ambiguity in a fast-paced environment.

Excellent communication skills with fluency in English and French as a plus.

Strong Ownership, positive energy and a Deliver Results/Efficient Execution mindset.

Demonstrates the ability to responsibly use generative AI tools and copilots (e.g., LibreChat, Gemini, Glean) in daily workflows, continuously learn as tools evolve, and apply human‑in‑the‑loop practices to deliver business‑ready outputs and drive measurable improvements in efficiency, cost, and quality.